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Banks and Financial Institutions

are benefited in terms of increased market penetration, increased operating efficiencies, shift to information based lending, comprehensive risk review of clients and setting up differential pricing based on payment behavior.

Registered Members

As per the Nepal Rastra Bank Regulation, all banks and financial institutions that are registered in Nepal Rastra Bank and engaged in credit lending of Rs. 1 million and above facility must be registered in Kendra as its member. Only the registered members can avail the credit reports and other credit information service provided by Kendra.

There are altogether 135 banks and financial institutions that are registered as members of Kendra. The detail statistics of the number of registered members in each category is as follows:

28 Commercial Banks
14 Development Banks (National)
29 Development Banks (Regional)
32 Finance Companies
60 Microfinance Institution & Co-operatives